Non-Dilutive Capital for SaaS & AI Startups

Powered by our partner Efficient Capital Labs (ECL), this initiative helps founders scale globally—without giving up equity.

Why This Partnership Matters

Not every company raising capital wants to give up ownership. Some are scaling fast and generating recurring revenue — they just need smart, timely capital to keep growing.

LvlUp Ventures
has teamed up with Efficient Capital Labs (ECL) to offer exactly that: non-dilutive growth financing built specifically for SaaS and AI founders. If you're post-seed and scaling, this partnership gives you a faster, more flexible option.

Backed by Real Impact

100+

Startups Founded

$2.5M

Max Capital Available

20+

Countries Served

75%

Customer Repeat Rate

Why Founders Choose ECL

🧠 AI-Powered Underwriting

Smarter decisioning built on synced bank, accounting, and contract data — enabling faster and fairer access to capital.

⚡ 3-Day Turnaround

Receive a transparent financing offer in under 72 hours. No chasing, no drawn-out termsheets.

🌍 Borderless Capital

Get funded in USD, INR, or SGD — wherever your business operates. Global underwriting removes geographic limitations.

💰 Up to 65% of ARR

Access up to $2.5M based on your recurring revenue — with zero equity loss.

🛡️ 100% Non-Dilutive

No warrants, no board seats, no loss of control. Keep your cap table clean while scaling with confidence.

📊 Built for SaaS & AI Startups

ECL is purpose-built for fast-growing software companies. Track funds via a modern dashboard with automated repayment visibility.

Apply for LvlUp Growth Financing

Step 1

Complete the LvlUp application and indicate interest in ECL financing.

Step 2

If there’s a strong fit, we’ll connect you with the ECL x LvlUp team

Step 3

If connected, the ECL team will review your info and may extend a non-dilutive financing offer.

Who’s Eligible?

✅ B2B SaaS or AI company  
✅ $500K+ ARR  
✅ Recurring revenue model  
✅ 3+ months runway  
✅ US, India, or Singapore entity