Antal

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AI,FinTech

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Roberto Pernicone, Efstathios Prantalos
Bridge Round
United States
AI, FinTech
Antal originates business-purpose real estate loans (fix-and-flip, DSCR, bridge, and ground-up construction) for independent investors in the United States, with AI agents running underwriting end-to-end instead of human teams. We earn 1 to 3 percent origination fees per funded loan, averaging $4K to $8K per transaction on a $400K average loan size, with no balance sheet risk because lender capital funds the loans through 100+ partner programs. Distribution flows through realtors, brokers, affiliates, and partners who refer deal flow into the platform. The wedge captures revenue from day one in a $150B annual market while building the data and workflow foundation for the broader autonomous capital stack

Antal runs fix-and-flip, DSCR, bridge, and ground-up construction underwriting through AI agents instead of humans, delivering verified term sheets in 15 minutes instead of 20 to 65 days. The wedge into the autonomous capital stack for the $150B independent real estate investor market.