Boro.today operates a Bitcoin-backed lending infrastructure model across both B2C and B2B:
Interest income (core revenue): ~7% interest charged on loans issued against BTC collateral
Spread on capital: ~2–5% margin between borrowing costs and lending rates
Transaction fees: ~2% on loan origination and repayment flows (B2C layer)
Yield generation: USDC lending and treasury strategies to enhance returns
The platform targets crypto-native users, HNW Bitcoin holders, and AI agent/payment platforms, unlocking liquidity from idle BTC (a $2T+ asset base) without requiring users to sell.
Long-term, Boro.today becomes the credit layer for the Bitcoin and agent economy, enabling lending infrastructure for both individuals and autonomous AI systems, positioning it at the center of a projected $500B Bitcoin lending market by 2030.
Boro.today is building Bitcoin-backed lending infrastructure that allows users and AI agents to borrow stablecoins without selling their BTC, enabling real-world credit on top of crypto through a secure, self-custodial and regulated platform.