What we sell: Clairo AI is a SaaS AI underwriting copilot — a software tool that automates the submission review workflow for commercial insurance underwriters. Who we sell to: Managing General Agents (MGAs) and regional carriers — specifically the underwriting teams processing commercial insurance submissions daily. Target accounts have 5–50 underwriters using legacy systems like Travelers Polaris or Applied Epic. How we create value: Underwriters currently spend 2+ hours per submission on manual tasks — reading documents, checking guidelines, writing broker emails. Clairo reduces that to under 10 minutes by automating the entire workflow: document intake, guideline analysis with exact rule citations, AI decision recommendations, and broker communication drafting. Direct sales to MGAs — no IT integration required. commercial underwriter seat market.
Clairo AI is an AI underwriting copilot for commercial insurance MGAs. We turn a 2-hour submission review into a 10-minute decision packet — analyzing documents, citing guidelines, and drafting broker emails automatically.