Lifestyle Money is a digital wallet and payments platform for individuals and businesses. It enables users to hold and transact across multiple asset types, including G10 fiat currencies with instant exchange and low FX, selected cryptocurrencies, commodities like gold and silver, and investments such as FTSE, S&P, Euro Stoxx, oil, and art, plus built-in gift cards. For merchants, it offers lower rates and multi-asset checkout, while aiming to speed international payments and expand access for the unbanked. The wallet is built on banking-approved infrastructure and supported by a regulated reserve with quarterly audits to help keep funds secure.