MoniYes

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FinTech

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Uche Powers, Ruth Powers
Pre-Seed
Africa
FinTech
2026
At MoniYes, we create and capture value through automated split-payment infrastructure for businesses and individuals: What We Sell: - Multi-vendor POS hardware, online storefronts, and split-payment checkout tools for businesses to automatically route vendor payouts upon every sale. - Dedicated Split Bank Account Numbers for individuals that automatically divide and route incoming funds to multiple external bank accounts (savings, rent, family, tithes). Who We Sell To: - Multi-vendor retailers, consignment shops, marketplace operators, and event creators needing automated supplier/partner payouts. - Everyday individuals and earners looking for automated income allocation and personal money management. - SaaS & Hardware: Merchant subscriptions, POS hardware sales, and premium multi-vendor store features

MoniYes eliminates the stress of manual money transfers with Smart NUBANs that automatically split incoming funds across your bank accounts. Plus, businesses get an all-in-one platform to accept payments and auto-settle vendor payouts instantly.