Subcidys is a B2B payments and receivables platform designed for MSMEs and growing businesses. We help businesses create invoices, collect payments on time, manage vendor payouts, and gain real-time visibility into their cash flow through a unified system. By streamlining payment workflows and reducing delays, we create value by improving liquidity and operational efficiency for businesses.
We capture value through multiple revenue streams: transaction fees on payments processed through the platform, commissions on embedded credit facilitated via partner banks/NBFCs, subscription plans for advanced financial management features, and revenue share from our co-branded business credit card used for business payments. This allows us to scale with transaction volume while building predictable and high-margin revenue streams.
Subcidys is a B2B payments and receivables platform that helps businesses create invoices, collect payments on time, and manage cash flow in one system. By combining automated collections and embedded credit, we ensure businesses get paid faster and operate with better financial control.