SwarmPay

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Karan Kartikeya, Ashi Mittal
Pre-Seed
United Kingdom
FinTech
SwarmPay builds and monetises the trust layer for the AI agent economy. We index on-chain transaction data from Base mainnet, score AI agents using the ERC-8004 reputation standard, and expose that score via a simple API that insurers, marketplace builders, and service providers use to make underwriting and access decisions about autonomous agents. Revenue comes from two streams. 1. A 0.3% facilitator fee with a $0.001 minimum floor on every payment transaction processed through our infrastructure - no subscriptions, no seat fees, purely aligned with agent activity volume. 2. Pay-per-query pricing on the reputation score API targeting AI agent insurers like Testudo who need a trusted data layer to underwrite agent risk. Long-term, as agent volume scales, SwarmPay becomes the data standard every insurer underwrites against, charging per policy issued against our reputation data.

SwarmPay is the credit bureau for AI agents we score agent reputation on-chain so service providers know who to trust before transacting. Built on ERC-8004 and Base mainnet.