Five Things to Know About VaultPay

We invested in VaultPay, and here's a short look at the company and where it's going.

1. It combines two products most people use separately

VaultPay brings social commerce and money management into one app. Users can shop and sell through live streams, share transactions in a social feed, and hold multi-currency accounts and Visa cards, all without switching between a shopping app and a banking app.

2. It's profitable

VaultPay is already profitable, which is unusual for a consumer fintech company at this stage.

3. People are using it

The company has passed 31K installs on Google Play, 12K on iOS and 21K web users for more than 64K combined.

4. The infrastructure is getting stronger

This quarter VaultPay partnered with Swipelux to offer users named bank accounts, began working with SHOPLINE so its merchants can sell through SHOPLINE's commerce tools, and set up an entity in Estonia to access European banking infrastructure. It has also registered its trademark with the USPTO.

5. The challenge is distribution

VaultPay competes for attention with some very large platforms, from social apps to cross-border payment providers. The partnerships above matter because they help VaultPay offer a broader product without building every piece itself. The next step is turning that product into faster user and merchant growth as the company rolls out to new markets.

In VaultPay's words

"LvlUp Ventures has been a valuable partner throughout VaultPay's journey. Their support and ecosystem have helped us move forward with building and launching our product, while also opening opportunities for strategic partnerships and growth."

Figures are founder-reported, from VaultPay's October 2026 Quarterly Founder Update, and shared with the company's permission.